Reinsurance Insurance Companies

• Insurance Companies
• Captives
• Captive Cells
• State authorized risk bearing entities
• Federally authorized risk bearing entities.
• ERISA

Individual & Group (Employer) Medical

• • Individual & Small Group Marketplace Medical plans
  "Click to Apply"
• • Lloyds Worldwide Major Medical
  “Call for Details”
• Self Funded (Self-Insured - ERISA) plans
• Fully Insured Benefits in Coordination with ACA/SHOP alternatives
• Level Funded Employer Plans offering Surplus rebates

• Medicare Supplemental

  • • (MediGap Plans A-N)
  • Medicare Advantage plans
  • Part D Pharmacy plans

Ancillary Products (Not Major Medical)

• • Pivot STM & International plans

  Read disclaimer

• • Short Term Plan (Pivot STM)
  “Click to Apply”
• • PIVOT
  “Click to Apply”
• • Short Term Plans

  “Click to Apply”
  (Cigna GAP coverage)

• Hospital Indemnity (small limits) plans
• Hospital Gap plans
• • Accident (Only), Telemedicine, Vision, Rx discount Plan (GAC)
  “Click to Enroll”
• • Travel medical

  “Click to Apply” (Cigna Global Travel) “Click to Apply” (HCC Travel)

Dental

• • Dental Discount plans
  “Click to Enroll”
• • Dental Insurance - Cigna:
  “Click for Info”
• • Group Dental & Life - Humana
  "Call for application"
• • Group Gap plans
  "Call for application"
• LTC
• Disability
• Vision

LIFE   “Click to Quote” 20+ quotes in 20 seconds

• Term
• UL
• IUL - Contractually promising: 0% - 10.5% cap interest crediting, and safety.
• Whole Life - Contractually promising 2.4% interest crediting (Plus potential Dividend i.e. 5.5% in 2018)

Retirement “pension-Life” Contracts: licensed and insured in each state

• IUL Life insurance with “Pension benefits” - contractually promised safety: S&P Index interest crediting 0% to 10.5%cap. Life insurance with Fixed Indexed Annuity safety. Call for an details.
• Annuities: Fixed and Fixed Indexed.
• Currently offered at about 2.4% contractually fixed interest crediting. See: Illustration & current offers.